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Solo/Small Firm Help Line: 877-621-7676 Toll Free Help Line: 800-621-8981

Personalized Rate Calculator — Professional Overhead Expense Disability Insurance

Total quarterly rate shown is per $100 benefit

Premiums will vary based on benefit chosen

Member
Age:
Monthly Benefits:
*Available in $100 increments from $500 to $10,000.
- or -
Number of $100 coverage units you desire up to maximum of 100 coverage units. Example: Entering "70" in the box would indicate you wanted seventy $100 units of coverage, or $7,000 in monthly benefits.

To see a complete rate chart, click here.

In any rate and benefit comparison, keep in mind that the plan has a long history of earned dividends. Dividends are not promised or guaranteed. We ask that you donate any dividends to ABE. If you do so, you will be eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that dividends be refunded to them. (See Assignment of Dividends section for further details.)

Premiums are based on the member's age when coverage becomes effective and increase on the July 1, on or next following, attainment of ages 35, 40, 45, 50, 55, 60 and 65. Coverage terminates at age 70.

Premiums may vary due to rounding when billed.

New York Life reserves the right to change rates on any premium due date and on any date when benefits are changed. However, your rate may change only when changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with all the same issue age. Benefit options are not guaranteed and are subject to change by agreement between New York Life and ABE.

Underwritten by New York Life Insurance Company 51 Madison Ave, New York, NY 10010 under Group Policy G-5381-0 on policy form GMR-FACE/G-5381-0

We will be happy to answer your questions. Just call 800-621-8981 or email us at information@abendowment.org

W13/14

"One of the reasons our firm has been successful is because of the American Bar Endowment’s programs. We have Overhead Expense Insurance….it gives me the peace of mind to know that if something happened to me as a solo practitioner my employees would be protected."

Professional Overhead Insurance for Lawyers

- Rinky Parwani
ABE Member since 2010

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