Personalized Rate Calculator - Group Professional Overhead Expense Insurance

Total quarterly rate shown is per $100 benefit
Current as of 2009
Premiums will vary based on benefit chosen

Member
Age:
Monthly Benefits:
*Available in $100 increments from $500 to $10,000.
- or -
Number of $100 coverage units you desire up to maximum of 100 coverage units. Example: Entering "70" in the box would indicate you wanted seventy $100 units of coverage, or $7,000 in monthly benefits.

To see a complete rate chart, click here.

In any rate and benefit comparison, keep in mind that the plan has a long history of earned dividends. Dividends are not promised or guaranteed. We ask that you leave any dividends with the Endowment. If you do so, you will be eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that experience credits be refunded to them. (See Assignment of Dividends section for further details.)

Premiums are based on the Member's age when coverage becomes effective and increase on the July 1, on or next following, attainment of ages 35, 40, 45, 50, 55, 60 and 65. Coverage terminates at age 70.

New York Life reserves the right to change rates on any premium due date and on any date when benefits are changed. However, your rate may change only when changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with all the same issue age. Benefit options are not guaranteed and are subject to change by agreement between New York Life and the ABE.

This is a summary of the principal provisions of the ABE Group Office Overhead Expense Insurance Plan. It is not to be considered a contract of insurance. Complete terms and conditions are in Group Policy G-5381-0 issued by New York Life to the ABE. Due to rounding, premiums may differ by pennies when billed.

Underwritten by
New York Life Insurance Company
51 Madison Ave, New York, NY 10010 under Group Policy G-5381-0 on policy form GMR-FACE/G-5381-0

We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org

"Philanthropy is very important to me and my family. The ABE offers a great vehicle for managing charitable giving called the Charitable Gift Fund (CGF). The CGF allows ABA Members to make a donation for which they receive an immediate tax deduction. ABE handles all the paperwork, so philanthropy becomes what it should be - easy!"

Disability Insurance for Lawyers

- I. S. Leevy Johnson
ABA Member/ABE Director
ABE member since 1968