1-800-621-8981 321 North Clark Street Chicago, Illinois 60610-5209

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Personalized Rate Calculator—Group Term Life Insurance Plan (10 or 20-Year Plan)

Current Quarterly Rates
Between $100,000 and $2,000,000.

Your total QUARTERLY * rate is: $0.00
Select your rate:	Preferred Select Standard
Select your resident state: (Montana Residents: Due to Montana Insurance Regulations, unisex premiums are required. "Male" rates apply to all individuals regardless of sex.)	AL AK AR AZ CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MS MN MO MT NC NE NV NH NJ NM NY ND OH OK OR PA RI SC SD TN TX UT VA VI WV WI WY Plan currently not available to residents of Vermont, and Washington. Residents of Puerto Rico and Canada (except Ontario and Quebec). Residents of California, please contact us at 1-800-621-8981 for a Domestic Partner rate quote.
Coverage
Length:	10 Years  20 Years
Member
Age: (10-Year Plan available to members under age 65. 20-Year Plan available to members under age 55.)
Group Term Life Benefit Amount: (Must be multiple of $10,000.)	$ or, Member Currently insured (If applying for dependent coverage only)
Group Accidental Death & Dismemberment:	None $100,000 $250,000 $300,000 $400,000 $500,000
Gender:	Male  Female (Montana Residents: Only select "Male" rates because of Montana Insurance Regulations)
Spouse
Age: (10-Year Plan available to members under age 65. 20-Year Plan available to members under age 55.)
Group Term Life Benefit Amount: (Must be multiple of $10,000. Spouse benefit cannot exceed member amount. Spouse only coverage available if member is currently covered under same plan )	$
Group Accidental Death & Dismemberment: (cannot exceed member amount)	None $100,000 $250,000 $300,000 $400,000 $500,000
Gender: (In California, a domestic partner is defined as an eligible dependent.)	Male  Female
Children
Group Term Life Coverage for children:	Yes  No
Group Accidental Death & Dismemberment:	None $25,000 $50,000

For the Group 10-Year Level Term Plus Life Insurance Plan:

To see complete Preferred rate chart, click here.
Please click here for the Select Rate Chart.
Please click here for the Standard Rate Chart.

For the Group 20-Year Level Term Plus Life Insurance Plan:

To see complete Preferred rate chart, click here.
Please click here for the Select Rate Chart.
Please click here for the Standard Rate Chart.

When comparing rates, please keep in mind that although not promised or guaranteed, this plan is designed to generate dividends that an insured is asked to donate to fund ABE's charitable programs, or members may annually request that dividends be refunded to them. We ask that you leave these dividends with the Endowment. If you do so, you are eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that experience credits be refunded to them. (See Assignment of Dividends for further details.)

The rates shown are the rates New York Life currently charges and reflect the current benefit structure.

Premiums will vary depending on the option chosen. Rates are guaranteed for the initial 10 or 20-year period. See "Lock In Your Economical Group Rates for 10 (or 20) Years." Future benefits are subject to change by agreement between New York Life and the American Bar Endowment.

*Preferred rates apply to applicants who are non-tobacco/nicotine users and can meet stricter underwriting requirements. If you do not meet the Preferred underwriting standards, you may be eligible for this coverage at higher Select or Standard rates. See above for rate charts.

Other non-smokers may qualify for the Select rates, higher but still competitive. Smokers may qualify for the Standard rates only. See above for rate charts.

Standard rates apply to applicants who are tobacco/nicotine users and/or who do not meet the medical underwriting standards for Preferred or Select rating basis. See above for rate charts.

Any spouse rates quoted assume the spouse receives coverage in the same rate class as the member.

Coverage terminates on the policy anniversary on or next following the member's 75th birthday. See When Insurance Ends

Child's Schedule of Benefits and Quarterly Premium: $5,000 Coverage. One $2.50 quarterly premium covers all eligible dependent children regardless of number.

Due to rounding, premiums may differ by pennies when billed.

Montana Residents: Due to Montana Insurance Regulations, unisex premiums are required. "Male" rates apply to all individuals regardless of sex.

We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under Group Policy G-29104-0 on Policy Form GMR-FACE/G-29104-0 (10-Year Level Term Life) or Group Policy G-29168-0 on Policy Form GMR-FACE/G-29168-0 (20-Year Level Term Life).