1-800-621-8981 321 North Clark Street Chicago, Illinois 60610-5209

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Group Hospital Money Plan

Current Schedule of Benefits and Quarterly Premiums
Current as of 2007
Premiums are based on the member's age on the effective date of coverage and change on the November 1st on or next following a change in age as shown below. See Benefit Reduction Schedule below the rate chart.

When comparing rates, please keep in mind that although not promised or guaranteed, this plan is designed to generate dividends that an insured is asked to donate to fund ABE's charitable programs, or members may annually request that dividends be refunded to them. We ask that you leave these dividends with the Endowment. If you do so, you are eligible for a charitable contribution deduction on your individual tax return. (See Assignment of Dividends for further details.)

Member Quarterly Premium

Member's Age	$400 a Day Plan*	$350 a Day Plan*	$300 a Day Plan*	$250 a Day Plan*	$200 a Day Plan*
Under age 40	$90.30	$79.01	$67.73	$56.41	$45.15
with $1,000 Surgical	96.52	85.23	73.95	62.63	51.37
with $2,000 surgical	102.74	91.45	80.17	68.85	57.59
Age 40 to 49	135.40	118.48	101.55	84.61	67.70
with $1,000 Surgical	144.43	127.51	110.58	93.64	76.73
with $2,000 surgical	153.46	136.54	119.61	102.67	85.76
Age 50-64	180.50	157.94	135.38	112.81	90.25
with $1,000 Surgical	196.32	173.76	151.20	128.63	106.07
with $2,000 surgical	212.14	189.58	167.02	144.45	121.89
Age 65-69	190.00	166.25	142.50	118.75	95.00
with $1,000 Surgical	206.53	182.78	159.03	135.38	111.63
with $2,000 surgical	223.26	199.51	175.76	152.01	128.26
Age 70 & Over	253.20	221.55	189.90	158.22	126.60
with $1,000 Surgical	269.83	238.18	206.53	174.85	143.23
with $2,000 surgical	286.46	254.81	223.16	191.48	159.86

Spouse Quarterly Premiums

Member's Age	$400 a Day Plan*	$350 a Day Plan*	$300 a Day Plan*	$250 a Day Plan*	$200 a Day Plan*
Under age 40	$120.40	$105.35	$90.30	$75.22	$60.20
with $1,000 Surgical	128.05	113.00	97.95	82.87	67.85
with $2,000 surgical	135.70	120.65	105.60	90.52	75.50
Age 40 to 49	180.50	157.94	135.38	112.81	90.25
with $1,000 Surgical	190.10	167.54	144.98	122.41	99.85
with $2,000 surgical	199.70	177.14	154.58	132.01	109.45
Age 50-64	240.60	210.53	180.45	150.41	120.30
with $1,000 Surgical	253.62	223.55	193.47	163.43	133.32
with $2,000 surgical	266.64	236.57	206.49	176.45	146.34
Age 65-69	253.40	221.73	190.05	158.36	126.70
with $1,000 Surgical	267.08	235.41	203.73	172.04	140.38
with $2,000 surgical	280.76	249.09	217.41	185.72	154.06
Age 70 & Over	305.40	267.23	229.05	190.90	152.70
with $1,000 Surgical	319.08	280.91	242.73	204.58	166.38
with $2,000 surgical	332.76	294.59	256.41	218.26	180.06

Child(ren)'s Schedules

	$200 a Day Plan	$175 a Day Plan	$150 a Day Plan	$125 a Day Plan	$100 a Day Plan
without surgical	$68.00	$59.50	$51.00	$42.45	$34.00
with $1,000 surgical	75.89	67.39	58.89	50.34	41.89
with $2,000 surgical	83.78	75.28	66.78	58.23	49.78

*BENEFIT REDUCTION SCHEDULE: Member and Spouse daily benefits reduce at member age 65 from $400/day to $250/day, from $350/day to $219/day, from $300/day to $188/day, from $250/day to $156/day, and from $200/day to $125/day.

When comparing rates, please keep in mind that although not promised or guaranteed, this plan is designed to generate dividends that an insured is asked to donate to fund ABE's charitable programs. We ask that you leave these dividends with the Endowment. If you do so, you are eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that dividends be refunded to them. (See Assignment of Dividends for further details.)

Notes: Premiums are based on Member's age on the effective date of coverage, and increase on the November 1st on or next following a change in age, as shown.

Spouse's rates are based on Member's age; spouse's benefit cannot exceed Member's benefit.

One payment each due date insures ALL eligible dependent children, regardless of the number. Child(ren) benefit(s) cannot exceed 50% of spouse's benefit.

New York Life reserves the right to change rates on any November 1st, and on any date on which benefits are changed. However your rates may change only if they are changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with all the same issue age and gender.

Benefits provided depend on the daily amount selected and the premium will vary with the amount of benefits. Benefit options are not guaranteed and are subject to change by agreement between New York Life and ABE.

THIS PROGRAM IS UNDERWRITTEN BY NEW YORK LIFE INSURANCE COMPANY
51 MADISON AVENUE, NEW YORK, NY 10010 under Group Policy G-11459-0 on policy form GMR-FACE/G-11459-0

We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org