Personalized Rate Calculator - Group Hospital Money Plan

Current 2009 Quarterly Rate

Member
Age Group: Note: You can choose "Already Covered" to get only the rate to add the Member's spouse or child.	Under 40 40 to 49 50 to 64 65 to 69 70 and Over Already Covered
Benefits Amount*:	$400 $350 $300 $250 $200	Per Day
With Surgical Amount of:	$0 $1,000 $2,000
Spouse
Member Age:	Under 40 40 to 49 50 to 64 65 to 69 70 and Over
Benefit Amount*: (Spouse benefit cannot exceed member amount. Spouse only coverage available if member is currently covered under same plan.)	None $400 $350 $300 $250 $200	Per Day
With Surgical Amount of: (must be equal to member amount)	$0 $1,000 $2,000
Children
Benefits Amount:	None $200 $175 $150 $125 $100	Per Day
With Surgical Amount of: (must be equal to member amount)	$0 $1,000 $2,000

To see a complete member rate chart, click here.

When comparing rates, please keep in mind that although not promised or guaranteed, this plan is designed to generate dividends that an insured is asked to donate to fund ABE's charitable programs. We ask that you leave these dividends with the Endowment. If you do so, you are eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that dividends be refunded to them. (See Assignment of Dividends for further details.)

Notes: Rates current as of 2009. Premiums are based on Member's age on the effective date of coverage, and change the November 1st on or next following a change in age, as shown.

Spouse's rates are based on Member's age; spouse's benefit cannot exceed Member's benefit.

One payment each due date insures ALL eligible dependent children, regardless of the number. Child(ren) benefit(s) cannot exceed 50% of spouse's benefit (if insuring both spouse AND child).

New York Life Insurance Company reserves the right to change rates on any November 1, and on any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds. For example, a class of insureds is a group of people with all the same issue age.

Benefits provided depend on the daily amount selected and premium will vary with the amount of benefits. Benefit options are not guaranteed and are subject to change by agreement between New York Life and the ABE.

*BENEFIT REDUCTION SCHEDULE: Member and Spouse daily benefits reduce at member age 65 from $400/day to $250/day, from $350/day to $219/day, from $300/day to $188/day, from $250/day to $156/day, and from $200/day to $125/day.

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 under Group Policy G-11459-0 on Policy Form GMR/FACE-G-11459-0

We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org