Personalized Rate Calculator—Excess Major Medical Plan II
Notice: This Coverage Is Not Available To Residents Of AZ, MA, NJ, OR, VT, & WA, Guam, Puerto Rico, Virgin Islands, U.S. Territories, and All Foreign Countries.
To see a complete rate chart, click here, or apply now!
Convalescent Care Benefit Increase Options:
This plan automatically includes a benefit of up to $300 a week for Convalescent Care. Increased benefits of up to $400 and $500 are also available. To determine the additional premium due for the increased benefits, multiply the quarterly rates shown by 1% for the $400 a week benefit or 2% for the $500 a week benefit. Spouse and Child(ren) Convalescent Care Benefit must be the same as the member's.
Premiums are based on the Member's age on the effective date of coverage and change on the March 1st on or next following the date the Member enters a new age category. Spouse and Child(ren) rates are based on the Member's age. A single premium on each due date insures all eligible children, regardless of number.
*Ages 75 and over for renewal only.
Due to rounding, premiums may differ by pennies when billed.
Future benefits and premiums are subject to change by agreement between ABE and United States Life. Coverage not available in some states.
In any rate and benefit comparison, keep in mind that the intent of this plan is to generate experience credits. Experience credits are not promised or guaranteed. We ask that you leave these experience credits with the Endowment. If you do so, you will be eligible for a charitable contribution deduction on your individual tax return. Members may also annually request that experience credits be refunded to them. (See Assignment of Experience Credits section for further details.)
Member must be insured to insure spouse/children.
We will be happy to answer your questions. Just call 1-800-621-8981 or e-mail us at information@abendowment.org

