1-800-621-8981 321 North Clark Street Chicago, Illinois 60610-5209

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Personalized Rate Calculator—Accidental Death and Dismemberment Plan

Note: Premium rates reflect the current (as of 2006) rate and benefit structure. Premiums will vary based on amount chosen.

Member
Member Benefit:	$500,000 $400,000 $300,000 $250,000 $100,000 Already Covered Note: You can choose "Already Covered" in the member benefit menu to get only the rate to add the Member's spouse or child.
Spouse
Spouse Benefit: (Spouse benefit cannot exceed member amount. Spouse only coverage available if member is currently covered under same plan.)	$0 $500,000 $400,000 $300,000 $250,000 $100,000
Child
Child Benefit:	$0 $50,000 $25,000

Click to see a complete rate chart. To apply, click here.

Premium rates reflect the current rate and benefit structure. Benefits for member, spouse, and child(ren) reduce 50% at member age 72.

Although not promised or guaranteed, the Plan has a long history of earned dividends, which you should keep in mind in any rate comparisons.

Benefit options are not guaranteed and are subject to change by agreement between ABE and New York Life. Premium contribution may be changed by New York Life on any August 1 and on any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people with all the same issue age. Spouse coverage may not exceed member's coverage amount.

Member must be insured to insure spouse/children.