Personal Insurance Representative Charlene Stubbs

An insured called me today to add her newborn baby to her ABE-sponsored Excess Major Medical insurance plan.  I congratulated her on the birth of her child and applauded her for realizing the importance of insuring children as soon as possible.  If you are currently insured with the ABE-sponsored Excess Major Medical insurance plan, your newborn is automatically insured for the first 31 days, but you must notify us in writing if you want to add them to your policy.  No underwriting is required if you notify us within 31 days of birth, and your newborn will be covered immediately. Make sure you have the peace of mind knowing that your children will have supplemental medical coverage in case of a catastrophic accident or illness as soon as possible.  Leave your comments about child insurance coverage here.  

Have you been considering additional insurance coverage for you and your family, but are unsure of which insurance plan to choose or how much coverage you need? ABE has made it easy to research your ABE-sponsored insurance options online, at your convenience with our new, free online needs assessment tool.

Simply answer a few questions regarding your current insurance needs, and you can navigate through the ABE-sponsored plans that may meet those needs. (Our primary goal is your privacy, so we do not store your information online. Please read our privacy policy.

Just enter your information into the online needs assessment tool and review the ABE-sponsored plans available. Once you’ve viewed all the plan information (including features, costs, eligibility, renewability, limitations and exclusions), you can even download and print the online application.

Have questions about coverage available exclusively to ABA members? Call me or post your comments here.

I have heard some young members say they don’t think they need insurance protection. I was recently speaking to a member who was applying for ABE-sponsored Disability insurance at the young age of 31. While he said he was healthy and didn’t plan on needing to access the disability benefits for years (hopefully decades) to come, he had recently watched a colleague suffer financially after experiencing an injury and being unable to work. His firm provided some disability insurance, but after seeing the reality of his friend, he wanted to make sure a larger portion of his income was secure in case something similar happened to him.  Plus, by applying when he was young and probably the healthiest he will ever be, he felt comfortable that his application would go through the underwriting process swiftly and easily. Have thoughts regarding apply for insurance coverage at a young age? Post your comments here.

Were you recently approved for ABE-sponsored coverage and now want to apply to increase that same coverage or purchase coverage under a different plan? Great news! When you apply for additional ABE-sponsored coverage within 6 months of your most recent approval, you could decrease the normal 6-8 week underwriting period to as little as 2-3 weeks, and may not have to provide new lab work (blood and urinalysis). If you are reevaluating your needs and are considering additional insurance coverage, your application process may be shortened if you were recently approved! Contact me to discuss your current situation at 800-621-8981 ext 6220.

If you have three minutes, you have enough time to listen in to one of our ABE-Town podcast episodes. Tune into our old-time radio drama, as we listen in on Aaron Fields and all the lively characters living their lives, and talk about ABE-sponsored group insurance, in ABE-Town! It’s an entertaining way to learn about insurance exclusively for ABA members. Listen online or download to your mp3 player for later enjoyment.

Tell us what you think! Post your comments here!